Avalanche DeFi yields: best APY for lending, staking and LPs
44 liquid pools from 23 protocols on Avalanche, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
16.49%
Best APY (liquid)
1.62%
Median APY
5.13%
Stablecoin median
$1.54B
Liquidity
23
Protocols
All pools
Stablecoins
Single asset
Best APY
BlackRock BUIDL
Centrifuge Protocol
Aave V3
Benqi Staked Avax
Avant avUSD
Benqi Lending
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| BUIDL BlackRock BUIDL | 3.54% base 3.54% | 3.55% | $564.3M | Stable Single Stable/Up | Deposit ↗ | |
| USDC Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 5.17% | $262.3M | Stable Single Down | Deposit ↗ | |
| SAVAX Benqi Staked Avax · Unstaking Cooldown: 15days | 22.07% base 22.07% | 4.77% | $172.7M | Single Down | Deposit ↗ | |
| SAVUSD Avant avUSD · ERC-4626: savUSD → avUSD | 7.59% base 7.59% | 8.43% | $107.4M | Stable Single Stable/Up | Deposit ↗ | |
| BTC.B Aave V3 | <0.01% base <0.01% | <0.01% | $89.4M | Single Stable/Up | Deposit ↗ | |
| WAVAX Aave V3 | 0.76% base 0.76% | 0.72% | $87.0M | Single Stable/Up | Deposit ↗ | |
| SAVAX Benqi Lending | <0.01% base <0.01% | <0.01% | $72.8M | Single Stable/Up | Deposit ↗ | |
| SAVAX Aave V3 | 0.00% base 0.00% | 0.00% | $64.7M | Single | Deposit ↗ | |
| USDC Spark Savings | 3.60% base 3.60% | 3.55% | $9.5M | Stable Single Stable/Up | Deposit ↗ | |
| LCPEDU-USDT Joe V2.2 | 0.70% base 0.70% | 0.16% | $8.3M | — | LP IL Down | Deposit ↗ |
| SAVBTC Avant avBTC · ERC-4626: savBTC → avBTC | 2.50% base 2.50% | 2.97% | $6.7M | — | Single Stable/Up | Deposit ↗ |
| TAVAX Treehouse Protocol | 0.34% base 0.34% | 4.95% | $6.5M | — | Single Stable/Up | Deposit ↗ |
| BTC.B Aave V4 · Core | <0.01% base <0.01% | 0.01% | $6.2M | — | Single Stable/Up | Deposit ↗ |
| WETH.E Aave V3 | 1.48% base 1.48% | 1.45% | $5.3M | — | Single Down | Deposit ↗ |
| USDC Aave V3 | 4.89% base 4.89% | 3.91% | $5.1M | — | Stable Single Down | Deposit ↗ |
| SRROYSAVUSD Royco V2 · Staked Avant USD · Senior | 7.26% base 7.26% | 8.37% | $5.0M | — | Stable Single Stable/Up | Deposit ↗ |
| ACRED Apollo Diversified Credit Securitize Fund | 1.26% base 1.26% | 6.56% | $4.9M | — | Single Stable/Up | Deposit ↗ |
| AVAX Benqi Lending | 0.84% base 0.84% | 0.81% | $4.5M | — | Single Stable/Up | Deposit ↗ |
| BTC.B Benqi Lending | 1.31% base 1.31% | 1.31% | $4.4M | — | Single Down | Deposit ↗ |
| USDT Aave V4 · Core | 6.71% base 0.09% + reward 6.62% | 4.83% | $4.0M | — | Stable Single Reward-heavy Down | Deposit ↗ |
| WETH.E-WAVAX Pharaoh V3 · CL 0.04% | 11.24% base 0.00% + reward 11.24% | 35.20% | $3.7M | — | LP IL Reward-heavy Stable/Up | Deposit ↗ |
| WAVAX-USDC Uniswap V3 · 0.05% | 17.46% base 17.46% | 16.49% | $3.6M | — | LP IL Stable/Up | Deposit ↗ |
| AVAX-USDC GMX V2 Perps | 11.12% base 11.12% | 13.86% | $3.3M | — | LP IL Stable/Up | Deposit ↗ |
| BTC.B-WAVAX Pharaoh V3 · CL 0.06% | 11.65% base 0.00% + reward 11.65% | 25.67% | $3.3M | — | LP IL Reward-heavy Stable/Up | Deposit ↗ |
| GGAVAX Hypha | <0.01% base <0.01% | 3.03% | $2.9M | — | Single Stable/Up | Deposit ↗ |
| SAVAX Aave V4 · Core | 0.00% base 0.00% | 0.00% | $2.6M | — | Single | Deposit ↗ |
| USDT Aave V3 | 3.93% base 3.93% | 4.01% | $2.5M | — | Stable Single Down | Deposit ↗ |
| SAVAX CIAN Yield Layer · Aave | 12.47% | 13.30% | $2.2M | — | Single Stable/Up | Deposit ↗ |
| WAVAX Aave V4 · Core | 1.53% base 1.53% | 1.42% | $1.9M | — | Single Down | Deposit ↗ |
| AIAVAX Yield Yak Aggregator · Milk Vault | 56.81% base 56.81% | 5.84% | $1.9M | — | Single Down | Deposit ↗ |
| DAI.E Aave V3 | 1.61% base 1.61% | 1.65% | $1.8M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Benqi Lending | 5.44% base 5.44% | 4.88% | $1.7M | — | Stable Single Down | Deposit ↗ |
| SAVBTC Silo V2 · id 121 | 0.00% base 0.00% | 0.00% | $1.7M | — | Single | Deposit ↗ |
| WBTC.E Benqi Lending | 0.01% base 0.01% | 0.01% | $1.6M | — | Single Stable/Up | Deposit ↗ |
| JRROYSAVUSD Royco V2 · Staked Avant USD · Junior | 8.22% base 8.22% | 9.66% | $1.6M | — | Stable Single Stable/Up | Deposit ↗ |
| ETH-USDC GMX V2 Perps | 0.41% base 0.41% | 8.44% | $1.3M | — | LP IL Stable/Up | Deposit ↗ |
| USDT Benqi Lending | 3.01% base 3.01% | 3.76% | $1.2M | — | Stable Single Stable/Up | Deposit ↗ |
| AVAX Folks Finance xChain | 0.12% base 0.12% | 0.15% | $1.2M | — | Single Stable/Up | Deposit ↗ |
| SAVAX CIAN Yield Layer · Benqi | 8.46% | 8.49% | $1.2M | — | Single Stable/Up | Deposit ↗ |
| USDC Aave V4 · Core | 5.13% base 2.44% + reward 2.69% | 4.49% | $1.1M | — | Stable Single Reward-heavy Down | Deposit ↗ |
| BTC-USDC GMX V2 Perps | 8.06% base 8.06% | 9.06% | $1.1M | — | LP IL Stable/Up | Deposit ↗ |
| SOLVBTC Folks Finance xChain | 0.00% base 0.00% | 0.00% | $1.1M | — | Single | Deposit ↗ |
| AGUSDC Lagoon | 7.21% base 7.21% | 7.63% | $1.0M | — | Stable Single Stable/Up | Deposit ↗ |
| AGUSDC Gami Labs · USDC Avalanche Core | 7.92% base 7.92% | 8.58% | $1.0M | — | Stable Single Stable/Up | Deposit ↗ |
Protocols on Avalanche
- BlackRock BUIDLbest 3.54% · 1 pools · $564.3M
- Centrifuge Protocolbest 4.85% · 1 pools · $262.3M
- Aave V3best 3.93% · 7 pools · $255.9M
- Benqi Staked Avaxbest 4.77% · 1 pools · $172.7M
- Avant avUSDbest 7.59% · 1 pools · $107.4M
- Benqi Lendingbest 4.88% · 6 pools · $86.3M
- Aave V4best 4.83% · 5 pools · $15.8M
- Spark Savingsbest 3.55% · 1 pools · $9.5M
- Joe V2.2best 0.16% · 1 pools · $8.3M
- Pharaoh V3best 11.65% · 2 pools · $7.0M
- Avant avBTCbest 2.50% · 1 pools · $6.7M
- Royco V2best 8.22% · 2 pools · $6.6M
- Treehouse Protocolbest 0.34% · 1 pools · $6.5M
- GMX V2 Perpsbest 11.12% · 3 pools · $5.8M
Earning on Avalanche
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Avalanche currently pay a median of 5.13% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on Avalanche right now?
The top APY among Avalanche pools with at least $1M of liquidity is 16.49%. Median across liquid pools: 1.62%. Stablecoin pools on Avalanche pay up to 8.22% (median single-asset 5.13%).
Which protocols have the most liquidity on Avalanche?
BlackRock BUIDL ($564.3M), Centrifuge Protocol ($262.3M), Aave V3 ($255.9M), Benqi Staked Avax ($172.7M), Avant avUSD ($107.4M), Benqi Lending ($86.3M).
How do I move funds to Avalanche?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Avalanche. Keep some native gas token for transactions.