Best stablecoin yields on Avalanche
USDC, USDT, DAI, USDS, USDe and other dollar-pegged coins: every liquid pool with live APY, the base/reward split and a 30-day average. Sorted by liquidity so the biggest, most reliable markets come first.
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| BUIDL BlackRock BUIDL | 3.54% base 3.54% | 3.55% | $564.3M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Centrifuge Protocol · Janus Henderson AAA CLO Fund | 4.85% base 4.85% | 5.17% | $262.3M | — | Stable Single Down | Deposit ↗ |
| SAVUSD Avant avUSD · ERC-4626: savUSD → avUSD | 7.59% base 7.59% | 8.43% | $104.7M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Spark Savings | 3.60% base 3.60% | 3.55% | $9.5M | — | Stable Single Stable/Up | Deposit ↗ |
| SRROYSAVUSD Royco V2 · Staked Avant USD · Senior | 7.17% base 7.17% | 8.36% | $5.0M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Aave V3 | 5.13% base 5.13% | 3.92% | $5.0M | — | Stable Single Down | Deposit ↗ |
| USDT Aave V4 · Core | 6.71% base 0.09% + reward 6.62% | 4.85% | $4.0M | — | Stable Single Reward-heavy Down | Deposit ↗ |
| USDT Aave V3 | 3.77% base 3.77% | 4.01% | $2.6M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Benqi Lending | 5.23% base 5.23% | 4.88% | $1.9M | — | Stable Single Stable/Up | Deposit ↗ |
| DAI.E Aave V3 | 1.61% base 1.61% | 1.65% | $1.8M | — | Stable Single Stable/Up | Deposit ↗ |
| JRROYSAVUSD Royco V2 · Staked Avant USD · Junior | 8.12% base 8.12% | 9.65% | $1.6M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT Benqi Lending | 3.00% base 3.00% | 3.76% | $1.2M | — | Stable Single Stable/Up | Deposit ↗ |
| USDC Aave V4 · Core | 5.13% base 2.42% + reward 2.71% | 4.50% | $1.1M | — | Stable Single Reward-heavy Down | Deposit ↗ |
| AGUSDC Lagoon | 7.21% base 7.21% | 7.62% | $1.0M | — | Stable Single Stable/Up | Deposit ↗ |
| AGUSDC Gami Labs · USDC Avalanche Core | 7.92% base 7.92% | 8.57% | $1.0M | — | Stable Single Stable/Up | Deposit ↗ |
By stablecoin
- BUIDL BlackRock BUIDLbest 3.54% · 1 pools · $564.3M
- USDC USD Coinbest 4.88% · 5 pools · $279.9M
- SAVUSDbest 7.59% · 1 pools · $104.7M
- USDT Tetherbest 4.85% · 3 pools · $7.8M
- SRROYSAVUSDbest 7.17% · 1 pools · $5.0M
- AGUSDCbest 7.92% · 2 pools · $2.1M
- DAI.Ebest 1.61% · 1 pools · $1.8M
- JRROYSAVUSDbest 8.12% · 1 pools · $1.6M
Where stablecoin yield comes from
Three sources. Lending markets (Aave, Morpho, Spark, Compound) pay you the interest that borrowers pay, minus a protocol fee; rates rise when leverage demand rises. Savings tokens (sUSDS, sUSDe, USDY, BUIDL) pass through treasury-bill income or funding-rate income. Liquidity pools (Curve, Uniswap) pay trading fees, sometimes topped up with reward tokens. The base/reward split under each APY tells you which part is durable.
Compare the base rate with the median above: a stablecoin pool paying three times the median is either tiny, new, or paying in a token you may not want. Custodial alternatives are on the CeFi rates page.