Tether (USDT) on Aave V4: APY, TVL and history
2 liquid USDT pools on Aave V4 (Lending) across 2 chains. aave.com ↗
4.85%
Best APY
4.85%
30d avg, largest pool
$5.5M
Liquidity
2
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT Aave V4 · Core | 6.71% base 0.09% + reward 6.62% | 4.85% | $4.0M | — | Stable Single Reward-heavy Down | Avalanche | Deposit ↗ |
| USDT Aave V4 · Core | 3.28% base 3.28% | 3.39% | $1.5M | — | Stable Single Down | Ethereum | Deposit ↗ |
APY history USDT on Avalanche, largest pool, 90 days
APYBase APY (without rewards)60 daily points
About Aave V4
Aave V4 is a modular lending protocol on Ethereum featuring a hub-and-spoke architecture
USDT elsewhere
- Maplebest 4.54% · $862.4M
- Aave V3best 4.64% · $492.3M
- Spark Savingsbest 3.23% · $391.9M
- Uniswap V3best 46.77% · $267.1M
- Curve DEXbest 5.93% · $226.7M
- Fluid Lendingbest 4.30% · $130.7M
- Uniswap V4best 26.30% · $96.6M
- Fluid DEXbest 1.30% · $82.9M
- Venus Core Poolbest 2.53% · $69.4M
- JustLend V1best 2.33% · $63.8M
- ZEROBASE CeDeFibest 9.00% · $48.2M
- PancakeSwap AMM V3best 21.23% · $40.7M
Questions people ask
What APY does Aave V4 pay on USDT?
Right now the best USDT pool on Aave V4 pays 4.85% APY with $5.5M of liquidity. 2 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDT into Aave V4?
Avalanche, Ethereum. Pick the chain where you already hold USDT to avoid bridge fees; our bridge list covers the rest.
Is Aave V4 a safe place for USDT?
Aave V4 is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.