USD Coin (USDC) on Aave V3: APY, TVL and history
11 liquid USDC pools on Aave V3 (Lending) across 9 chains. aave.com ↗
5.24%
Best APY
3.89%
30d avg, largest pool
$334.6M
Liquidity
11
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDC Aave V3 | 3.57% base 3.57% | 3.89% | $189.0M | — | Stable Single Down | Ethereum | Deposit ↗ |
| USDC Aave V3 · Umbrella | 5.24% base 3.57% + reward 1.67% | 5.43% | $58.3M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
| USDC Aave V3 | 2.70% base 2.70% | 2.51% | $32.2M | — | Stable Single Stable/Up | Arbitrum | Deposit ↗ |
| USDC Aave V3 | 3.67% base 3.67% | 3.54% | $21.0M | — | Stable Single Stable/Up | Base | Deposit ↗ |
| USDC Aave V3 | 4.12% base 4.12% | 5.64% | $12.9M | — | Stable Single Stable/Up | Monad | Deposit ↗ |
| USDC Aave V3 | 3.16% base 3.16% | 2.85% | $10.6M | — | Stable Single Stable/Up | Polygon | Deposit ↗ |
| USDC Aave V3 | 5.13% base 5.13% | 3.92% | $5.0M | — | Stable Single Down | Avalanche | Deposit ↗ |
| USDC Aave V3 | 2.83% base 2.83% | 2.48% | $1.7M | — | Stable Single Stable/Up | Optimism | Deposit ↗ |
| USDC Aave V3 | 3.45% base 3.45% | 3.00% | $1.6M | — | Stable Single Stable/Up | BNB Chain | Deposit ↗ |
| USDC Aave V3 | 1.84% base 1.84% | 1.85% | $1.2M | — | Stable Single Stable/Up | Sonic | Deposit ↗ |
| USDC Aave V3 · Prime Instance | 3.20% base 3.20% | 2.73% | $1.1M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
APY history USDC on Ethereum, largest pool, 90 days
APYBase APY (without rewards)60 daily points
About Aave V3
Earn interest, borrow assets, and build applications
USDC elsewhere
- Maplebest 4.93% · $2.63B
- Jupiter Lendbest 3.91% · $479.5M
- Raydium AMMbest 86.94% · $418.3M
- Curve DEXbest 8.61% · $388.5M
- Centrifuge Protocolbest 4.85% · $365.9M
- Midas RWAbest 7.79% · $359.8M
- Uniswap V3best 42.76% · $333.3M
- Spark Savingsbest 3.55% · $326.0M
- Uniswap V4best 42.54% · $269.1M
- Fluid Lendingbest 4.93% · $229.4M
- Pareto Creditbest 10.59% · $195.9M
Questions people ask
What APY does Aave V3 pay on USDC?
Right now the best USDC pool on Aave V3 pays 5.24% APY with $334.6M of liquidity. 11 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDC into Aave V3?
Ethereum, Arbitrum, Base, Monad, Polygon, Avalanche, Optimism, BNB Chain, Sonic. Pick the chain where you already hold USDC to avoid bridge fees; our bridge list covers the rest.
Is Aave V3 a safe place for USDC?
Aave V3 is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.