SUSDAI interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes SUSDAI: 23 pools across 7 protocols and 4 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
10.77%
Best single-asset APY
10.77%
Best APY incl. pairs
0.00%
Median APY
$791.0M
Liquidity in SUSDAI pools
15 / 23
Single-asset / all pools
Best single-asset option right now: 11.14% at Pendle V2 on Arbitrum ($13.1M TVL, 30d avg 10.77%).
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| SUSDAI USD AI · 30d unlock | 6.99% base 6.99% | 7.31% | $493.0M | Stable Single Down | Arbitrum | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $44.3M | Stable Single | Arbitrum | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $35.1M | Stable Single | Arbitrum | Deposit ↗ | |
| SUSDAI-USDC Fluid DEX | 0.06% base 0.06% | 0.11% | $26.4M | Stable LP Stable/Up | Ethereum | Deposit ↗ | |
| SUSDAI-USDT Fluid DEX | 0.00% base 0.00% | 0.05% | $26.4M | Stable LP | Ethereum | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $25.6M | Stable Single | Ethereum | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $25.0M | Stable Single | Ethereum | Deposit ↗ | |
| SUSDAI-USDC Fluid DEX | <0.01% base <0.01% | 0.16% | $17.9M | Stable LP Stable/Up | Arbitrum | Deposit ↗ | |
| SUSDAI-USD₮0 Fluid DEX | 0.13% base 0.13% | 0.15% | $17.7M | LP IL Stable/Up | Arbitrum | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $16.7M | Stable Single | Plasma | Deposit ↗ | |
| SUSDAI Pendle V2 · For buying PT-sUSDai-15OCT2026 | 11.14% base 11.14% | 10.77% | $13.1M | Stable Single Down | Arbitrum | Deposit ↗ | |
| SUSDAI Pendle V2 · For LP | Maturity 15OCT2026 | 8.26% base 8.07% + reward 0.19% | 8.79% | $13.1M | Stable Single Stable/Up | Arbitrum | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $11.0M | Stable Single | Plasma | Deposit ↗ | |
| SUSDAI Morpho Blue | 0.00% base 0.00% | 0.00% | $6.3M | — | Stable Single | Ethereum | Deposit ↗ |
| SUSDAI Morpho Blue | 0.00% base 0.00% | 0.00% | $5.4M | — | Stable Single | Ethereum | Deposit ↗ |
| SUSDAI Pendle V2 · For buying PT-sUSDai-25FEB2027 | 9.87% base 9.87% | 9.68% | $3.0M | — | Stable Single Stable/Up | Arbitrum | Deposit ↗ |
| SUSDAI Pendle V2 · For LP | Maturity 25FEB2027 | 9.62% base 9.18% + reward 0.44% | 9.91% | $3.0M | — | Stable Single Down | Arbitrum | Deposit ↗ |
| SUSDAI-USDC Fluid DEX | 0.00% base 0.00% | 0.24% | $2.9M | — | Stable LP | Base | Deposit ↗ |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $2.9M | — | Stable Single | Base | Deposit ↗ |
| SUSDAI-USDC Curve DEX | 3.69% base 3.69% | 4.20% | $1.4M | — | Stable LP Stable/Up | Arbitrum | Deposit ↗ |
By protocol
- USD AIbest 6.99% · 1 pools · $493.0M
- Fluid Lendingbest 0.00% · 7 pools · $160.6M
- Fluid DEXbest 0.13% · 5 pools · $91.3M
- Pendle V2best 10.77% · 4 pools · $32.2M
- Morpho Bluebest 0.00% · 2 pools · $11.7M
- Curve DEXbest 3.69% · 1 pools · $1.4M
Borrow SUSDAI 10 markets
| Market | Chain | Borrow APY | Supply APY | Supplied | Borrowed | LTV |
|---|---|---|---|---|---|---|
| SUSDAIFluid Lending | Arbitrum | 5.83% | 0.00% | $44.3M | $32.7M | 88% |
| SUSDAIFluid Lending | Arbitrum | 5.82% | 0.00% | $35.1M | $28.3M | 88% |
| SUSDAIFluid Lending | Ethereum | 5.82% | 0.00% | $25.0M | $21.5M | 88% |
| SUSDAIFluid Lending | Ethereum | 6.05% | 0.00% | $25.6M | $21.5M | 88% |
| SUSDAIFluid Lending | Plasma | 6.74% | 0.00% | $16.7M | $13.1M | 88% |
Top single-asset SUSDAI pools by APY TVL ≥ $1M
- Pendle V2 Arbitrum · For buying PT-sUSDai-15OCT202611.14% · 30d 10.77% · $13.1M
- Pendle V2 Arbitrum · For buying PT-sUSDai-25FEB20279.87% · 30d 9.68% · $3.0M
- Pendle V2 Arbitrum · For LP | Maturity 25FEB20279.62% · 30d 9.91% · $3.0M
- Pendle V2 Arbitrum · For LP | Maturity 15OCT20268.26% · 30d 8.79% · $13.1M
- USD AI Arbitrum · 30d unlock6.99% · 30d 7.31% · $493.0M
- Fluid Lending Arbitrum0.00% · 30d 0.00% · $44.3M
- Fluid Lending Arbitrum0.00% · 30d 0.00% · $35.1M
- Fluid Lending Ethereum0.00% · 30d 0.00% · $25.6M
Paired with SUSDAI
How to earn on SUSDAI
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your SUSDAI balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold SUSDAI together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.
Questions people ask
What is the best SUSDAI APY right now?
The highest single-asset rate with at least $1M of liquidity is 11.14% at Pendle V2 on Arbitrum ($13.1M TVL). Rates are refreshed hourly; the 30-day average for that pool is 10.77%.
Where can I earn interest on SUSDAI?
7 protocols currently list SUSDAI pools. The largest by liquidity: USD AI ($493.0M), Fluid Lending ($160.6M), Fluid DEX ($91.3M), Pendle V2 ($32.2M), Morpho Blue ($11.7M). Each row in the table links to the protocol’s deposit page.
Can I borrow SUSDAI?
10 lending markets let you borrow SUSDAI against collateral. See SUSDAI borrow rates for the cheapest one.
Is SUSDAI yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median SUSDAI rate across liquid pools is 0.00%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.