DeFiEarns

Ethereum DeFi yields: best APY for lending, staking and LPs

1,273 liquid pools from 146 protocols on Ethereum, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.

48.51%
Best APY (liquid)
1.11%
Median APY
4.56%
Stablecoin median
$101.95B
Liquidity
146
Protocols
All pools Stablecoins Single asset Best APY Lido Aave V3 Binance staked ETH Sky Lending Morpho Blue SparkLend
Pool APY 30d avg TVL ▾ 30d Risk
STETH Lido 2.30% base 2.30% 2.24% $23.67B — Single Stable/Up Deposit ↗
WBETH Binance staked ETH 2.20% base 2.20% 2.25% $8.57B — Single Stable/Up Deposit ↗
WEETH ether.fi Stake 2.38% base 2.38% + reward <0.01% 2.35% $5.31B — Single Stable/Up Deposit ↗
SUSDS Sky Lending 3.60% base 3.60% 3.55% $4.62B — Stable Single Stable/Up Deposit ↗
WEETH Aave V3 0.00% base 0.00% 0.00% $3.56B — Single Stable/Up Deposit ↗
WSTETH SparkLend 0.00% base 0.00% 0.00% $3.17B — Single Deposit ↗
USDC Maple · Syrup USDC 4.97% base 4.97% 4.93% $2.63B — Stable Single Down Deposit ↗
WSTETH Aave V3 0.00% base 0.00% 0.00% $2.63B — Single Stable/Up Deposit ↗
WBTC Aave V3 <0.01% base <0.01% <0.01% $2.57B — Single Stable/Up Deposit ↗
CBBTC Aave V3 <0.01% base <0.01% <0.01% $1.40B — Single Stable/Up Deposit ↗
SUSDE Ethena USDe · 7 days unstaking 5.02% base 5.02% 4.61% $1.31B — Stable Single Stable/Up Deposit ↗
RETH Rocket Pool 2.17% base 2.17% 2.17% $1.27B — Single Stable/Up Deposit ↗
USDY Ondo Yield Assets · US Dollar Yield 3.58% base 3.58% 3.56% $1.20B — Stable Single Down Deposit ↗
RSETH Kelp 2.36% base 2.36% 2.35% $1.05B — Single Stable/Up Deposit ↗
USDT Maple · Syrup USDT 4.62% base 4.62% 4.54% $862.4M — Stable Single Down Deposit ↗
LSETH Liquid Collective 2.33% base 2.33% 2.33% $781.8M — Single Stable/Up Deposit ↗
WETH Sky Lending · ETH-C 0.00% 0.00% $750.0M — Single Deposit ↗
CTDELTAWEETH Concrete · Concrete Delta WeETH 0.00% base 0.00% 0.00% $749.2M — Single Deposit ↗
WETH Aave V3 1.47% base 1.47% 1.46% $698.1M — Single Stable/Up Deposit ↗
CBBTC Morpho Blue 0.00% base 0.00% 0.00% $682.2M — Single Deposit ↗
LBTC Lombard LBTC 0.20% base 0.20% 0.22% $678.3M — Single Stable/Up Deposit ↗
USDS Centrifuge Protocol · Janus Henderson Treasury Fund 2.37% base 2.37% 3.36% $674.8M — Stable Single Stable/Up Deposit ↗
WETH Sky Lending · ETH-A 0.00% 0.00% $655.5M — Single Deposit ↗
BUIDL BlackRock BUIDL · Institutional 3.57% base 3.57% 3.59% $599.4M — Stable Single Down Deposit ↗
METH mETH Protocol 1.89% base 1.89% 1.93% $593.8M — Single Stable/Up Deposit ↗
SKY Sky Lending · SKY Staking Engine 4.21% + reward 4.21% 5.80% $585.5M — Single Reward-heavy Stable/Up Deposit ↗
USDE Aave V3 4.75% base 0.66% + reward 4.09% 3.28% $581.2M — Stable Single Reward-heavy Down Deposit ↗
USDS SparkLend · SPK Farming Pool 3.63% + reward 3.63% 3.80% $577.3M — Stable Single Reward-heavy Stable/Up Deposit ↗
USTB Invesco USTB 3.78% base 3.78% 3.49% $535.9M — Stable Single Stable/Up Deposit ↗
BUSD0 Usual USD0 3.78% + reward 3.78% 3.39% $507.7M — Stable Single Reward-heavy Stable/Up Deposit ↗
CBETH Coinbase Wrapped Staked ETH 2.29% base 2.29% 2.38% $465.3M — Single Stable/Up Deposit ↗
PRIME Hastra 5.90% base 5.90% 6.00% $449.2M — Single Down Deposit ↗
SENPYUSDMAIN Morpho Blue 5.26% base 2.29% + reward 2.97% 5.75% $411.0M — Stable Single Reward-heavy Down Deposit ↗
USDT Aave V3 3.20% base 3.20% 3.37% $407.2M — Stable Single Stable/Up Deposit ↗
USAT Centrifuge Protocol · Janus Henderson AAA CLO Fund 4.85% base 4.85% 4.95% $404.0M — Stable Single Down Deposit ↗
USDS SparkLend 2.32% base 2.32% 2.17% $401.8M — Stable Single Stable/Up Deposit ↗
SENRLUSDV2 Morpho Blue 5.73% base 2.44% + reward 3.29% 6.24% $394.9M — Stable Single Reward-heavy Down Deposit ↗
USDT Spark Savings 3.50% base 3.50% 3.23% $391.9M — Stable Single Stable/Up Deposit ↗
OSETH StakeWise V3 2.15% base 2.15% 2.29% $388.5M — Single Stable/Up Deposit ↗
USDG Maple · syrupUSDG 5.08% base 5.08% 4.99% $376.9M — Stable Single Down Deposit ↗
CBBTC SparkLend <0.01% base <0.01% <0.01% $372.3M — Single Stable/Up Deposit ↗
WSTETH Morpho Blue 0.00% base 0.00% 0.00% $371.6M — Single Deposit ↗
WBTC Compound V3 · USDC-pool 0.00% 0.00% $370.4M — Single Deposit ↗
LIQUIDETH ether.fi Liquid 3.45% base 3.45% 3.23% $337.5M — Single Stable/Up Deposit ↗
USDC Spark Savings 3.60% base 3.60% 3.55% $316.6M — Stable Single Stable/Up Deposit ↗
OSETH Aave V3 0.00% base 0.00% 0.00% $311.4M — Single Deposit ↗
WETH SparkLend 1.40% base 1.40% 1.62% $297.6M — Single Stable/Up Deposit ↗
WLFI Dolomite 0.00% base 0.00% 0.00% $287.0M — Single Deposit ↗
KBTC Morpho Blue 0.00% base 0.00% 0.00% $275.0M — Single Deposit ↗
REUSD Re 6.64% base 6.64% 6.48% $255.0M — Stable Single Down Deposit ↗

Protocols on Ethereum

Earning on Ethereum

Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Ethereum currently pay a median of 4.56% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.

Questions people ask

What is the best yield on Ethereum right now?
The top APY among Ethereum pools with at least $1M of liquidity is 48.51%. Median across liquid pools: 1.11%. Stablecoin pools on Ethereum pay up to 36.34% (median single-asset 4.56%).
Which protocols have the most liquidity on Ethereum?
Lido ($23.67B), Aave V3 ($14.31B), Binance staked ETH ($8.57B), Sky Lending ($7.32B), Morpho Blue ($6.57B), SparkLend ($5.55B).
How do I move funds to Ethereum?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Ethereum. Keep some native gas token for transactions.