Wrapped Bitcoin (WBTC) interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes WBTC: 514 pools across 108 protocols and 27 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 2 h ago
0.09%
Best single-asset APY
20.72%
Best APY incl. pairs
0.66%
Median APY
$5.06B
Liquidity in WBTC pools
148 / 514
Single-asset / all pools
Best single-asset option right now: 0.09% at Fluid Lending on Ethereum ($13.4M TVL, 30d avg 0.16%).
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| WBTC Aave V3 | <0.01% base <0.01% | <0.01% | $2.55B | Single Stable/Up | Ethereum | Deposit ↗ | |
| WBTC Compound V3 · USDC-pool | 0.00% | 0.00% | $368.3M | Single | Ethereum | Deposit ↗ | |
| WBTC Morpho Blue | 0.00% base 0.00% | 0.00% | $232.3M | Single | Ethereum | Deposit ↗ | |
| WBTC Aave V3 | 0.03% base 0.03% | 0.04% | $209.3M | Single Stable/Up | Arbitrum | Deposit ↗ | |
| WBTC Solv Basis Trading · SolvBTC | 0.00% base 0.00% | 0.00% | $190.8M | Single | Ethereum | Deposit ↗ | |
| WBTC SparkLend | 0.00% base 0.00% | 0.00% | $145.4M | Single Stable/Up | Ethereum | Deposit ↗ | |
| WBTC Morpho Blue | 0.00% base 0.00% | 0.00% | $137.9M | Single | Ethereum | Deposit ↗ | |
| WBTC Compound V3 · USDT-pool | 0.00% | 0.00% | $130.1M | Single | Ethereum | Deposit ↗ | |
| CRVUSD-WBTC Curve DEX | 2.49% base 2.49% | 3.11% | $66.4M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| WBTC Aave V3 | 0.01% base 0.01% | 0.01% | $63.4M | Single Stable/Up | Polygon | Deposit ↗ | |
| WBTC crvUSD | 0.00% | 0.00% | $51.9M | Single | Ethereum | Deposit ↗ | |
| WBTC Solv Basis Trading · SolvBTC | 0.00% base 0.00% | 0.00% | $43.7M | Single | Bob | Deposit ↗ | |
| WBTC-WETH Uniswap V3 · 0.3% | 4.02% base 4.02% | 2.25% | $42.6M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC-WETH Uniswap V3 · 0.05% | 20.60% base 20.60% | 15.20% | $35.8M | LP IL Down | Arbitrum | Deposit ↗ | |
| WBTC-KBTC Uniswap V3 · 0.01% | 0.54% base 0.54% | 0.16% | $35.3M | LP Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-WETH Uniswap V3 · 0.05% | 17.08% base 17.08% | 8.44% | $32.6M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC Aave V4 · Core | <0.01% base <0.01% | <0.01% | $31.4M | Single Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-USDT Uniswap V3 · 0.3% | 12.97% base 12.97% | 10.03% | $26.2M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC Aave V4 · Prime | 0.00% base 0.00% | 0.00% | $23.4M | Single | Ethereum | Deposit ↗ | |
| WBTC Fluid Lending | 0.09% base 0.09% | 0.16% | $23.2M | Single Stable/Up | Ethereum | Deposit ↗ | |
| WBTC Compound V2 | 0.00% base 0.00% | 0.00% | $21.1M | Single | Ethereum | Deposit ↗ | |
| WBTC-USDC Uniswap V3 · 0.3% | 12.17% base 12.17% | 11.42% | $20.3M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC Sky Lending · WBTC-A | 0.00% | 0.00% | $20.0M | Single | Ethereum | Deposit ↗ | |
| WBTC-CBBTC Fluid DEX | 2.40% base 2.40% | 0.72% | $16.4M | LP Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-USDT Uniswap V3 · 0.05% | 27.04% base 27.04% | 20.72% | $15.9M | LP IL Down | Ethereum | Deposit ↗ | |
| ETH-WBTC Uniswap V4 · 0.30% | 11.60% base 11.60% | 6.95% | $15.7M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC Compound V3 · USDC-pool | 0.00% | 0.00% | $15.5M | Single | Arbitrum | Deposit ↗ | |
| WBTC Compound V3 · USDT-pool | 0.00% | 0.00% | $14.8M | Single | Arbitrum | Deposit ↗ | |
| WBTC Aave V3 | 0.02% base 0.02% | 0.02% | $13.9M | Single Stable/Up | Optimism | Deposit ↗ | |
| WBTC-CBBTC Uniswap V4 · 0.01% | 1.85% base 1.85% | 0.54% | $13.5M | LP Stable/Up | Ethereum | Deposit ↗ | |
| WBTC Fluid Lending | 0.09% base 0.09% | 0.16% | $13.4M | Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Curve DEX | 2.89% base 1.85% + reward 1.04% | 2.14% | $13.4M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Convex Finance | 3.44% base 1.85% + reward 1.59% | 2.69% | $13.1M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-USDC Uniswap V4 · 0.30% | 9.77% base 9.77% | 6.64% | $12.3M | LP IL Down | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Curve DEX | 0.66% base 0.66% + reward <0.01% | 0.93% | $11.3M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-TBTC Curve DEX | 0.08% base 0.02% + reward 0.06% | 0.21% | $10.9M | LP Reward-heavy Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-USDT Uniswap V4 · 0.30% | 8.99% base 8.99% | 6.88% | $10.3M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC-WETH SushiSwap V3 · 0.3% | 5.81% base 5.81% | 3.43% | $9.8M | LP IL Down | Ethereum | Deposit ↗ | |
| USDT-WBTC-WETH Beefy · Convex | 3.32% | 2.79% | $9.5M | LP IL Stable/Up | Ethereum | Deposit ↗ | |
| WBTC-CBBTC Uniswap V3 · 0.01% | 3.80% base 3.80% | 1.54% | $9.5M | LP Stable/Up | Ethereum | Deposit ↗ | |
| ETH-WBTC Uniswap V4 · 0.05% | 8.79% base 8.79% | 7.06% | $9.3M | LP IL Down | Ethereum | Deposit ↗ | |
| WBTC Morpho Blue | 0.00% base 0.00% | 0.00% | $8.9M | — | Single | Ethereum | Deposit ↗ |
| WBTC Across | 1.26% base 0.37% + reward 0.89% | 1.31% | $8.9M | — | Single Reward-heavy Stable/Up | Ethereum | Deposit ↗ |
| WBTC-WETH Uniswap V2 | 1.59% base 1.59% | 1.02% | $8.4M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| WBTC-USDC Uniswap V3 · 0.05% | 26.41% base 26.41% | 21.43% | $8.1M | — | LP IL Down | Arbitrum | Deposit ↗ |
| WBTC-SKY Uniswap V4 · 1.00% | 1.65% base 1.65% | 3.14% | $7.0M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
| WBTC JustLend V1 | 0.00% base 0.00% | 0.00% | $6.9M | — | Single | Tron | Deposit ↗ |
| WBTC Tectonic | <0.01% base <0.01% | <0.01% | $6.8M | — | Single Stable/Up | Cronos | Deposit ↗ |
| CRVUSD-WBTC Curve DEX | 10.58% base 10.58% | 7.01% | $6.4M | — | LP IL Down | Ethereum | Deposit ↗ |
| USDT-WBTC-WETH Convex Finance | 0.67% base 0.66% + reward <0.01% | 0.93% | $6.3M | — | LP IL Stable/Up | Ethereum | Deposit ↗ |
By protocol
- Aave V3best 0.03% · 4 pools · $2.84B
- Compound V3best 0.00% · 7 pools · $535.4M
- Morpho Bluebest 0.00% · 11 pools · $404.8M
- Uniswap V3best 21.43% · 21 pools · $263.3M
- Solv Basis Tradingbest 0.00% · 3 pools · $235.7M
- SparkLendbest 0.00% · 1 pools · $145.4M
- Curve DEXbest 7.01% · 10 pools · $122.4M
- Uniswap V4best 13.48% · 15 pools · $89.6M
- Aave V4best <0.01% · 2 pools · $54.8M
- crvUSDbest 0.00% · 1 pools · $51.9M
By chain
- Ethereumbest 20.72% · 80 pools · $4.50B
- Arbitrumbest 21.43% · 18 pools · $310.7M
- Polygonbest 8.46% · 5 pools · $70.1M
- Bobbest 0.00% · 1 pools · $43.7M
- Optimismbest 0.02% · 3 pools · $18.1M
- Starknetbest 15.72% · 5 pools · $10.9M
- Cronosbest 2.38% · 2 pools · $8.8M
- Tronbest 0.00% · 1 pools · $6.9M
- Kavabest 0.00% · 1 pools · $4.8M
- Monadbest 1.42% · 1 pools · $2.8M
Borrow WBTC 52 markets
| Market | Chain | Borrow APY | Supply APY | Supplied | Borrowed | LTV |
|---|---|---|---|---|---|---|
| WBTCMorpho Blue | Ethereum | 5.23% | 0.00% | $232.3M | $111.9M | 86% |
| WBTCMorpho Blue | Ethereum | 3.02% | 0.00% | $137.9M | $72.0M | 86% |
| WBTCAave V3 | Ethereum | 0.32% | <0.01% | $2.61B | $60.2M | 73% |
| WBTCcrvUSD | Ethereum | 3.36% | 0.00% | $51.9M | $25.1M | 88% |
| WBTCAave V3 | Arbitrum | 0.83% | 0.03% | $224.2M | $15.0M | 73% |
Top single-asset WBTC pools by APY TVL ≥ $1M
- Native Credit Pool Ethereum · single-side, no-loss LP2.91% · 30d 2.82% · $4.3M
- Dolomite Arbitrum2.55% · 30d 2.25% · $1.1M
- Endur Starknet · WBTC2.08% · 30d 1.97% · $2.0M
- Vesu Starknet · Prime2.05% · 30d 2.20% · $1.3M
- Vesu Starknet · Re7 USDC Core2.00% · 30d 2.00% · $2.8M
- Across Ethereum1.26% · 30d 1.31% · $8.9M
- NAVI Lending Sui1.16% · 30d 1.35% · $1.7M
- Fusion by IPOR Ethereum · TESS WBTC Lending Vault0.70% · 30d 0.86% · $1.3M
Paired with WBTC
How to earn on WBTC
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your WBTC balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold WBTC together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.
Questions people ask
What is the best WBTC APY right now?
The highest single-asset rate with at least $1M of liquidity is 0.09% at Fluid Lending on Ethereum ($13.4M TVL). Including liquidity pairs, WBTC pays up to 27.04% at Uniswap V3. Rates are refreshed hourly; the 30-day average for that pool is 0.16%.
Where can I earn interest on WBTC?
108 protocols currently list WBTC pools. The largest by liquidity: Aave V3 ($2.84B), Compound V3 ($535.4M), Morpho Blue ($404.8M), Uniswap V3 ($263.3M), Solv Basis Trading ($235.7M). Each row in the table links to the protocol’s deposit page.
Can I borrow WBTC?
52 lending markets let you borrow WBTC against collateral. See WBTC borrow rates for the cheapest one.
Is WBTC yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median WBTC rate across liquid pools is 0.66%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.