IUSD interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes IUSD: 9 pools across 7 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 25 d ago

0.00%

Best single-asset APY

0.00%

Best APY incl. pairs

3.32%

Median APY

$4.0M

Liquidity in IUSD pools

3 / 9

Single-asset / all pools

Best single-asset option right now: 0.00% at Indigo on Cardano ($3.0M TVL, 30d avg 0.00%).

All pools Single asset Best APY Indigo

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
IUSD Indigo	0.00%	0.00%	$3.0M		Stable Single	Cardano	Deposit ↗

By protocol

Indigobest 0.00% · 1 pools · $3.0M

By chain

Cardanobest 0.00% · 1 pools · $3.0M

Borrow IUSD 1 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
IUSDEchelon Market	Echelon Initia	5.94%	3.32%	$1.1M	$506K	80%

All IUSD borrow markets →

Top single-asset IUSD pools by APY TVL ≥ $1M

Indigo Cardano0.00% · 30d 0.00% · $3.0M

Paired with IUSD

How to earn on IUSD

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your IUSD balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold IUSD together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best IUSD APY right now?

The highest single-asset rate with at least $1M of liquidity is 0.00% at Indigo on Cardano ($3.0M TVL). Rates are refreshed hourly; the 30-day average for that pool is 0.00%.

Where can I earn interest on IUSD?

7 protocols currently list IUSD pools. The largest by liquidity: Indigo ($3.0M). Each row in the table links to the protocol’s deposit page.

Can I borrow IUSD?

1 lending markets let you borrow IUSD against collateral. See IUSD borrow rates for the cheapest one.

Is IUSD yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median IUSD rate across liquid pools is 3.32%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.