DeFiEarns

Cardano (ADA) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes ADA: 67 pools across 10 protocols and 4 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 24 d ago

2.24%
Best single-asset APY
3.20%
Best APY incl. pairs
6.87%
Median APY
$16.1M
Liquidity in ADA pools
3 / 67
Single-asset / all pools
Best single-asset option right now: 2.84% at Liqwid on Cardano ($4.8M TVL, 30d avg 2.24%).
All pools Single asset Best APY Liqwid Minswap DEX
Pool APY 30d avg TVL ▾ 30d Risk Chain
ADA Liqwid 2.84% base 2.84% 2.24% $4.8M Single Stable/Up Cardano Deposit ↗
ADA-MIN Minswap DEX · V2 3.44% base 2.65% + reward 0.79% 3.20% $1.3M LP IL Stable/Up Cardano Deposit ↗

By protocol

By chain

  • Cardanobest 3.20% · 2 pools · $6.1M

Borrow ADA 1 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
ADAVenus Core Pool BNB Chain 2.33% 0.04% $956K $20K 0%

All ADA borrow markets →

Top single-asset ADA pools by APY TVL ≥ $1M

Paired with ADA

How to earn on ADA

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your ADA balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold ADA together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best ADA APY right now?
The highest single-asset rate with at least $1M of liquidity is 2.84% at Liqwid on Cardano ($4.8M TVL). Including liquidity pairs, ADA pays up to 3.44% at Minswap DEX. Rates are refreshed hourly; the 30-day average for that pool is 2.24%.
Where can I earn interest on ADA?
10 protocols currently list ADA pools. The largest by liquidity: Liqwid ($4.8M), Minswap DEX ($1.3M). Each row in the table links to the protocol’s deposit page.
Can I borrow ADA?
1 lending markets let you borrow ADA against collateral. See ADA borrow rates for the cheapest one.
Is ADA yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median ADA rate across liquid pools is 6.87%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.