BNB Chain DeFi yields: best APY for lending, staking and LPs
83 liquid pools from 24 protocols on BNB Chain, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
25.33%
Best APY (liquid)
0.28%
Median APY
3.31%
Stablecoin median
$6.50B
Liquidity
24
Protocols
All pools
Stablecoins
Single asset
Best APY
Circle USYC
Venus Core Pool
Lista Liquid Staking
Lista Lending
Binance staked ETH
Solv Basis Trading
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| USYC Circle USYC | 3.40% base 3.40% | 3.17% | $2.56B | — | Stable Single Stable/Up | Deposit ↗ |
| SLISBNB Lista Liquid Staking | 1.01% base 1.01% | 0.92% | $751.1M | Single Stable/Up | Deposit ↗ | |
| WBETH Binance staked ETH | 2.20% base 2.20% | 2.25% | $512.0M | Single Stable/Up | Deposit ↗ | |
| BNB Lista Lending | 0.19% base 0.19% | 0.11% | $351.6M | Single Stable/Up | Deposit ↗ | |
| BTCB Venus Core Pool | 0.19% base 0.19% | 0.18% | $341.0M | Single Stable/Up | Deposit ↗ | |
| WBNB Venus Core Pool | 0.06% base 0.06% | 0.17% | $338.9M | Single Stable/Up | Deposit ↗ | |
| BTCB Solv Basis Trading · SolvBTC | 0.00% base 0.00% | 0.00% | $226.7M | Single | Deposit ↗ | |
| SOLVBTC Venus Core Pool | 0.00% base 0.00% | 0.00% | $196.1M | Single | Deposit ↗ | |
| USD1 Lista Lending | 1.22% base 1.22% | 1.42% | $138.2M | Stable Single Down | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $136.4M | Stable Single Stable/Up | Deposit ↗ | |
| SLISBNB Lista CDP | 0.00% | 0.00% | $90.1M | Single | Deposit ↗ | |
| WBNB Aave V3 | <0.01% base <0.01% | 0.01% | $83.6M | Single Stable/Up | Deposit ↗ | |
| BTCB Aave V3 | 0.01% base 0.01% | 0.02% | $76.5M | Single Stable/Up | Deposit ↗ | |
| USDT Venus Core Pool | 2.53% base 2.53% | 2.53% | $69.4M | Stable Single Stable/Up | Deposit ↗ | |
| WBNB Venus Core Pool | 0.12% base 0.12% | 0.13% | $61.8M | Single Stable/Up | Deposit ↗ | |
| XSOLVBTC Venus Core Pool | 0.00% base 0.00% | 0.00% | $60.1M | Single | Deposit ↗ | |
| U Lista Lending | 1.17% base 1.17% | 1.07% | $49.9M | Stable Single Stable/Up | Deposit ↗ | |
| ASBNB Venus Core Pool | 0.00% base 0.00% | 0.00% | $37.2M | — | Single | Deposit ↗ |
| SUSDU Unitas USDu | 11.73% base 11.73% | 11.15% | $32.8M | — | Stable Single Stable/Up | Deposit ↗ |
| CAKE Venus Core Pool | 0.01% base 0.01% | 0.02% | $28.4M | Single Stable/Up | Deposit ↗ | |
| LISUSD Lista Lending | 1.34% base 1.34% | 1.24% | $28.3M | — | Stable Single Stable/Up | Deposit ↗ |
| WBETH Venus Core Pool | <0.01% base <0.01% | <0.01% | $25.2M | Single Stable/Up | Deposit ↗ | |
| USDT Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $25.2M | Stable Single Stable/Up | Deposit ↗ | |
| ETH Venus Core Pool | 0.60% base 0.60% | 0.46% | $22.0M | Single Stable/Up | Deposit ↗ | |
| VBILL VanEck Treasury Fund | 3.49% base 3.49% | 3.56% | $21.6M | Single Stable/Up | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 8.76% base 6.76% + reward 2.00% | 8.76% | $18.4M | Stable Single Stable/Up | Deposit ↗ | |
| UNI Venus Core Pool | <0.01% base <0.01% | <0.01% | $12.3M | Single Stable/Up | Deposit ↗ | |
| USDT Aave V3 | 2.84% base 2.84% | 2.49% | $11.9M | Stable Single Stable/Up | Deposit ↗ | |
| U Venus Core Pool | 2.14% base 2.14% | 1.91% | $10.9M | Stable Single Down | Deposit ↗ | |
| USD1 Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $10.5M | Stable Single Stable/Up | Deposit ↗ | |
| ETH Aave V3 | 0.53% base 0.53% | 0.54% | $10.4M | Single Stable/Up | Deposit ↗ | |
| CAKE-WBNB PancakeSwap AMM | 3.86% base 3.86% | 3.54% | $10.3M | LP IL Stable/Up | Deposit ↗ | |
| USDC Venus Core Pool | 3.71% base 3.71% | 2.40% | $8.3M | — | Stable Single Stable/Up | Deposit ↗ |
| USDT-DEAI-T Uniswap V4 · 1.60% | 19.13% base 19.13% | 10.45% | $7.7M | — | LP IL Down | Deposit ↗ |
| MDX MDEX | 0.03% + reward 0.03% | 0.03% | $7.5M | — | Single Reward-heavy Stable/Up | Deposit ↗ |
| USDT-WBNB THENA FUSION | 0.00% base 0.00% | 0.00% | $7.2M | — | LP IL | Deposit ↗ |
| USDT Bitway Earn · Absolute Return | 7.50% base 7.50% | 7.30% | $6.6M | — | Stable Single Stable/Up | Deposit ↗ |
| BTCB-WBNB Uniswap V3 · 0.05% | 7.74% base 7.74% | 11.57% | $6.4M | — | LP IL Stable/Up | Deposit ↗ |
| XAUT Lista Lending | 0.61% base 0.61% | 4.21% | $6.4M | — | Single Stable/Up | Deposit ↗ |
| DOGE Venus Core Pool | 0.00% | 0.00% | $6.4M | — | Single | Deposit ↗ |
| XRP Venus Core Pool | 0.50% base 0.50% | 0.51% | $6.1M | — | Single Stable/Up | Deposit ↗ |
| ETH-WBNB Uniswap V3 · 0.05% | 11.44% base 11.44% | 11.97% | $5.6M | — | LP IL Down | Deposit ↗ |
| CAKE-USDT Uniswap V3 · 0.3% | 11.35% base 11.35% | 8.26% | $5.6M | — | LP IL Down | Deposit ↗ |
| SUSDX Lista CDP | 0.00% | 0.00% | $5.0M | — | Stable Single | Deposit ↗ |
| U Bitway Earn · Core Alpha | 8.00% base 8.00% | 8.00% | $4.0M | — | Stable Single Down | Deposit ↗ |
| FDUSD Venus Core Pool | 2.07% base 2.07% | 2.55% | $3.6M | — | Stable Single Stable/Up | Deposit ↗ |
| LP-HAY Wombat Exchange | <0.01% base 0.00% + reward <0.01% | <0.01% | $3.1M | — | LP IL Reward-heavy Stable/Up | Deposit ↗ |
| XVS Venus Core Pool | 0.89% base 0.00% + reward 0.89% | 0.90% | $2.8M | — | Single Reward-heavy Stable/Up | Deposit ↗ |
| WSTETH Aave V3 | 0.00% base 0.00% | 0.00% | $2.7M | — | Single | Deposit ↗ |
| USDT-ETF Uniswap V3 · 1% | 4.97% base 4.97% | 8.04% | $2.6M | — | LP IL Down | Deposit ↗ |
Protocols on BNB Chain
- Circle USYCbest 3.17% · 1 pools · $2.56B
- Venus Core Poolbest 2.53% · 21 pools · $1.24B
- Lista Liquid Stakingbest 0.92% · 1 pools · $751.1M
- Lista Lendingbest 7.23% · 8 pools · $581.1M
- Binance staked ETHbest 2.20% · 1 pools · $512.0M
- Solv Basis Tradingbest 0.00% · 1 pools · $226.7M
- Aave V3best 3.00% · 7 pools · $187.8M
- BlackRock BUIDLbest 3.23% · 1 pools · $136.4M
- Lista CDPbest 0.00% · 3 pools · $96.8M
- Bitway Earnbest 8.00% · 4 pools · $46.3M
- Unitas USDubest 11.15% · 1 pools · $32.8M
- Uniswap V3best 21.52% · 6 pools · $23.0M
- VanEck Treasury Fundbest 3.49% · 1 pools · $21.6M
- Uniswap V4best 17.92% · 10 pools · $21.6M
Earning on BNB Chain
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on BNB Chain currently pay a median of 3.31% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on BNB Chain right now?
The top APY among BNB Chain pools with at least $1M of liquidity is 25.33%. Median across liquid pools: 0.28%. Stablecoin pools on BNB Chain pay up to 11.15% (median single-asset 3.31%).
Which protocols have the most liquidity on BNB Chain?
Circle USYC ($2.56B), Venus Core Pool ($1.24B), Lista Liquid Staking ($751.1M), Lista Lending ($581.1M), Binance staked ETH ($512.0M), Solv Basis Trading ($226.7M).
How do I move funds to BNB Chain?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support BNB Chain. Keep some native gas token for transactions.