DeFiEarns

T interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes T: 3 pools across 3 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 25 d ago

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Best single-asset APY
10.50%
Best APY incl. pairs
18.43%
Median APY
$8.6M
Liquidity in T pools
0 / 3
Single-asset / all pools
All pools Single asset Best APY Uniswap V4
Pool APY 30d avg TVL ▾ 30d Risk Chain
USDT-DEAI-T Uniswap V4 · 1.60% 19.42% base 19.42% 10.50% $7.7M LP IL Down BNB Chain Deposit ↗

By protocol

By chain

Paired with T

How to earn on T

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your T balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold T together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best T APY right now?
The highest rate with at least $1M of liquidity is 19.42% at Uniswap V4 on BNB Chain. It is a liquidity pair, so the return also depends on the other asset.
Where can I earn interest on T?
3 protocols currently list T pools. The largest by liquidity: Uniswap V4 ($7.7M). Each row in the table links to the protocol’s deposit page.
Is T yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median T rate across liquid pools is 18.43%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.