Tether (USDT) on SparkLend: APY, TVL and history
1 liquid USDT pool on SparkLend (Lending) across 1 chain. spark.finance/ ↗
3.14%
Best APY
3.14%
30d avg, largest pool
$15.6M
Liquidity
1
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT SparkLend | 3.39% base 3.39% | 3.14% | $15.6M | — | Stable Single Stable/Up | Ethereum | Deposit ↗ |
APY history USDT on Ethereum, largest pool, 90 days
APYBase APY (without rewards)60 daily points
About SparkLend
SparkLend is a stablecoin lending market. Unlike other lending protocols where rates fluctuate based on utilization or loan size, SparkLend offers governance-defined rates that do not vary based on those factors. This is made possible by Spark’s Liquidity Layer (SLL), which supplies consistent stablecoin liquidity to the protocol
USDT elsewhere
- Maplebest 4.54% · $862.4M
- Aave V3best 4.64% · $492.3M
- Spark Savingsbest 3.23% · $391.9M
- Uniswap V3best 46.77% · $267.1M
- Curve DEXbest 5.93% · $226.7M
- Fluid Lendingbest 4.30% · $130.7M
- Uniswap V4best 26.30% · $96.6M
- Fluid DEXbest 1.30% · $82.9M
- Venus Core Poolbest 2.53% · $69.4M
- JustLend V1best 2.33% · $63.8M
- ZEROBASE CeDeFibest 9.00% · $48.2M
- PancakeSwap AMM V3best 21.23% · $40.7M
Other assets on SparkLend
Questions people ask
What APY does SparkLend pay on USDT?
Right now the best USDT pool on SparkLend pays 3.14% APY with $15.6M of liquidity. 1 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDT into SparkLend?
Ethereum. Pick the chain where you already hold USDT to avoid bridge fees; our bridge list covers the rest.
Is SparkLend a safe place for USDT?
SparkLend is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.