Usual USD (USD0) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes USD0: 9 pools across 5 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 21 d ago

0.56%

Best single-asset APY

0.56%

Best APY incl. pairs

0.12%

Median APY

$18.5M

Liquidity in USD0 pools

2 / 9

Single-asset / all pools

Best single-asset option right now: 0.56% at Euler V2 on Ethereum ($10.7M TVL, 30d avg 0.56%).

All pools Single asset Best APY Euler V2 Uniswap V3 Curve DEX

Pool	APY	30d avg	TVL ▾	Risk	Chain
USD0 Euler V2 · EVK Vault eUSD0-4	0.56% base 0.56%	0.56%	$10.7M	Stable Single Stable/Up	Ethereum	Deposit ↗
USD0++-USD0 Uniswap V3 · 0.01%	0.12% base 0.12%	0.50%	$3.4M	Stable LP Stable/Up	Ethereum	Deposit ↗
USD0-USDC Uniswap V3 · 0.01%	0.13% base 0.13%	0.53%	$1.9M	Stable LP Stable/Up	Ethereum	Deposit ↗
USD0-BUSD0 Curve DEX	0.02% base 0.02%	0.06%	$1.8M	Stable LP Stable/Up	Ethereum	Deposit ↗

By protocol

Euler V2best 0.56% · 1 pools · $10.7M
Uniswap V3best 0.13% · 2 pools · $5.3M
Curve DEXbest 0.02% · 1 pools · $1.8M

By chain

Ethereumbest 0.56% · 4 pools · $17.7M

Borrow USD0 1 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
USD0Euler V2	Ethereum	1.50%	0.56%	$17.4M	$6.7M	0%

All USD0 borrow markets →

Top single-asset USD0 pools by APY TVL ≥ $1M

Euler V2 Ethereum · EVK Vault eUSD0-40.56% · 30d 0.56% · $10.7M

Paired with USD0

How to earn on USD0

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USD0 balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USD0 together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best USD0 APY right now?

The highest single-asset rate with at least $1M of liquidity is 0.56% at Euler V2 on Ethereum ($10.7M TVL). Rates are refreshed hourly; the 30-day average for that pool is 0.56%.

Where can I earn interest on USD0?

5 protocols currently list USD0 pools. The largest by liquidity: Euler V2 ($10.7M), Uniswap V3 ($5.3M), Curve DEX ($1.8M). Each row in the table links to the protocol’s deposit page.

Can I borrow USD0?

1 lending markets let you borrow USD0 against collateral. See USD0 borrow rates for the cheapest one.

Is USD0 yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median USD0 rate across liquid pools is 0.12%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.