USD₮ interest rates: staking, lending and yield farming
Every liquid DeFi pool that includes USD₮: 19 pools across 5 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 25 d ago
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| GRAM-USD₮ STON.fi | 2.29% base 2.29% | 4.36% | $5.0M | LP IL Stable/Up | TON | Deposit ↗ | |
| GRAM-USD₮ STON.fi | 5.12% base 5.12% | 6.89% | $4.9M | LP IL Stable/Up | TON | Deposit ↗ |
By protocol
- STON.fibest 5.12% · 2 pools · $9.9M
By chain
- TONbest 5.12% · 2 pools · $9.9M
Borrow USD₮ 1 markets
| Market | Chain | Borrow APY | Supply APY | Supplied | Borrowed | LTV |
|---|---|---|---|---|---|---|
| USD₮Aave V3 | Celo | 1.66% | 0.49% | $1.5M | $555K | 75% |
Paired with USD₮
How to earn on USD₮
Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your USD₮ balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold USD₮ together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.
Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.