SMON interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes SMON: 6 pools across 6 protocols and 1 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 21 d ago

11.48%

Best single-asset APY

11.48%

Best APY incl. pairs

3.44%

Median APY

$3.2M

Liquidity in SMON pools

5 / 6

Single-asset / all pools

Best single-asset option right now: 12.23% at Kintsu on Monad ($2.0M TVL, 30d avg 11.48%).

All pools Single asset Best APY Kintsu

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
SMON Kintsu	12.23% base 12.23%	11.48%	$2.0M		Single Stable/Up	Monad	Deposit ↗

By protocol

Kintsubest 11.48% · 1 pools · $2.0M

By chain

Monadbest 11.48% · 1 pools · $2.0M

Borrow SMON 1 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
SMONCurvance	Monad	11.80%	0.00%	$220K	$75K	90%

All SMON borrow markets →

Top single-asset SMON pools by APY TVL ≥ $1M

Kintsu Monad12.23% · 30d 11.48% · $2.0M

Paired with SMON

How to earn on SMON

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your SMON balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold SMON together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best SMON APY right now?

The highest single-asset rate with at least $1M of liquidity is 12.23% at Kintsu on Monad ($2.0M TVL). Rates are refreshed hourly; the 30-day average for that pool is 11.48%.

Where can I earn interest on SMON?

6 protocols currently list SMON pools. The largest by liquidity: Kintsu ($2.0M). Each row in the table links to the protocol’s deposit page.

Can I borrow SMON?

1 lending markets let you borrow SMON against collateral. See SMON borrow rates for the cheapest one.

Is SMON yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median SMON rate across liquid pools is 3.44%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.