SHMON interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes SHMON: 9 pools across 7 protocols and 1 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 21 d ago

11.41%

Best single-asset APY

11.41%

Best APY incl. pairs

3.45%

Median APY

$10.8M

Liquidity in SHMON pools

6 / 9

Single-asset / all pools

Best single-asset option right now: 11.41% at ShMonad on Monad ($8.1M TVL, 30d avg 12.38%).

All pools Single asset Best APY ShMonad

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
SHMON ShMonad	11.41% base 11.41%	12.38%	$8.1M		Single Down	Monad	Deposit ↗

By protocol

ShMonadbest 11.41% · 1 pools · $8.1M

By chain

Monadbest 11.41% · 1 pools · $8.1M

Borrow SHMON 1 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
SHMONCurvance	Monad	11.34%	0.00%	$634K	$114K	90%

All SHMON borrow markets →

Top single-asset SHMON pools by APY TVL ≥ $1M

ShMonad Monad11.41% · 30d 12.38% · $8.1M

Paired with SHMON

How to earn on SHMON

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your SHMON balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold SHMON together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best SHMON APY right now?

The highest single-asset rate with at least $1M of liquidity is 11.41% at ShMonad on Monad ($8.1M TVL). Rates are refreshed hourly; the 30-day average for that pool is 12.38%.

Where can I earn interest on SHMON?

7 protocols currently list SHMON pools. The largest by liquidity: ShMonad ($8.1M). Each row in the table links to the protocol’s deposit page.

Can I borrow SHMON?

1 lending markets let you borrow SHMON against collateral. See SHMON borrow rates for the cheapest one.

Is SHMON yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median SHMON rate across liquid pools is 3.45%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.