DeFiEarns

Morpho (MORPHO) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes MORPHO: 15 pools across 8 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 25 d ago

0.00%
Best single-asset APY
0.00%
Best APY incl. pairs
7.47%
Median APY
$4.8M
Liquidity in MORPHO pools
2 / 15
Single-asset / all pools
Best single-asset option right now: 0.00% at Morpho Blue on Ethereum ($1.4M TVL, 30d avg 0.00%).
All pools Single asset Best APY Morpho Blue
Pool APY 30d avg TVL ▾ 30d Risk Chain
MORPHO Morpho Blue 0.00% base 0.00% 0.00% $1.4M Single Ethereum Deposit ↗

By protocol

By chain

  • Ethereumbest 0.00% · 1 pools · $1.4M

Borrow MORPHO 2 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
MORPHOMorpho Blue Ethereum 6.00% 0.00% $1.4M $448K 63%
MORPHOMoonwell Lending Base 25.43% 15.62% $327K $323K 65%

All MORPHO borrow markets →

Top single-asset MORPHO pools by APY TVL ≥ $1M

Paired with MORPHO

WETH3 pools USDC2 pools ETH1 pools

How to earn on MORPHO

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your MORPHO balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold MORPHO together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best MORPHO APY right now?
The highest single-asset rate with at least $1M of liquidity is 0.00% at Morpho Blue on Ethereum ($1.4M TVL). Rates are refreshed hourly; the 30-day average for that pool is 0.00%.
Where can I earn interest on MORPHO?
8 protocols currently list MORPHO pools. The largest by liquidity: Morpho Blue ($1.4M). Each row in the table links to the protocol’s deposit page.
Can I borrow MORPHO?
2 lending markets let you borrow MORPHO against collateral. See MORPHO borrow rates for the cheapest one.
Is MORPHO yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median MORPHO rate across liquid pools is 7.47%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.