DeFiEarns

Cosmos (ATOM) interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes ATOM: 20 pools across 6 protocols and 4 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 24 d ago

18.18%
Best single-asset APY
18.18%
Best APY incl. pairs
0.21%
Median APY
$5.1M
Liquidity in ATOM pools
2 / 20
Single-asset / all pools
Best single-asset option right now: 18.46% at Hydro Inflow on Neutron ($1.6M TVL, 30d avg 18.18%).
All pools Single asset Best APY Hydro Inflow
Pool APY 30d avg TVL ▾ 30d Risk Chain
ATOM Hydro Inflow 18.46% base 18.46% 18.18% $1.6M Single Down Neutron Deposit ↗

By protocol

By chain

  • Neutronbest 18.18% · 1 pools · $1.6M

Top single-asset ATOM pools by APY TVL ≥ $1M

Paired with ATOM

STATOM2 pools OSMO2 pools AKT1 pools USDC.N1 pools ATONE1 pools

How to earn on ATOM

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your ATOM balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold ATOM together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best ATOM APY right now?
The highest single-asset rate with at least $1M of liquidity is 18.46% at Hydro Inflow on Neutron ($1.6M TVL). Rates are refreshed hourly; the 30-day average for that pool is 18.18%.
Where can I earn interest on ATOM?
6 protocols currently list ATOM pools. The largest by liquidity: Hydro Inflow ($1.6M). Each row in the table links to the protocol’s deposit page.
Is ATOM yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median ATOM rate across liquid pools is 0.21%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.