DeFiEarns

ALGO interest rates: staking, lending and yield farming

Every liquid DeFi pool that includes ALGO: 5 pools across 4 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 24 d ago

1.96%
Best single-asset APY
1.96%
Best APY incl. pairs
0.98%
Median APY
$4.9M
Liquidity in ALGO pools
2 / 5
Single-asset / all pools
Best single-asset option right now: 1.96% at Folks Finance Lending on Algorand ($3.6M TVL, 30d avg 1.96%).
All pools Single asset Best APY Folks Finance Lending Project 0
Pool APY 30d avg TVL ▾ 30d Risk Chain
ALGO Folks Finance Lending 1.96% base 1.96% 1.96% $3.6M Single Stable/Up Algorand Deposit ↗
ALGO Project 0 0.00% base 0.00% 0.00% $1.2M Single Solana Deposit ↗

By protocol

By chain

  • Algorandbest 1.96% · 1 pools · $3.6M
  • Solanabest 0.00% · 1 pools · $1.2M

Borrow ALGO 1 markets

MarketChainBorrow APYSupply APYSuppliedBorrowedLTV
ALGOFolks Finance Lending Algorand 3.48% 1.96% $11.5M $7.8M 65%

All ALGO borrow markets →

Top single-asset ALGO pools by APY TVL ≥ $1M

How to earn on ALGO

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your ALGO balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold ALGO together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best ALGO APY right now?
The highest single-asset rate with at least $1M of liquidity is 1.96% at Folks Finance Lending on Algorand ($3.6M TVL). Rates are refreshed hourly; the 30-day average for that pool is 1.96%.
Where can I earn interest on ALGO?
4 protocols currently list ALGO pools. The largest by liquidity: Folks Finance Lending ($3.6M), Project 0 ($1.2M). Each row in the table links to the protocol’s deposit page.
Can I borrow ALGO?
1 lending markets let you borrow ALGO against collateral. See ALGO borrow rates for the cheapest one.
Is ALGO yield safe?
It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median ALGO rate across liquid pools is 0.98%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.