20261231 interest rates: staking, lending and yield farming

Q: What is the best 20261231 APY right now?

The highest rate with at least $1M of liquidity is 6.23% at Beefy on Fraxtal. It is a liquidity pair, so the return also depends on the other asset.

Every liquid DeFi pool that includes 20261231: 6 pools across 4 protocols and 3 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 25 d ago

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Best single-asset APY

6.23%

Best APY incl. pairs

2.68%

Median APY

$4.6M

Liquidity in 20261231 pools

0 / 6

Single-asset / all pools

All pools Single asset Best APY Curve DEX Beefy

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
FRXUSD-FXB-20261231 Curve DEX	6.22% base 5.09% + reward 1.13%	6.32%	$1.5M		LP IL Stable/Up	Fraxtal	Deposit ↗
FRXUSD-FXB-20261231 Beefy · Curve	6.23%	6.31%	$1.2M		LP IL Stable/Up	Fraxtal	Deposit ↗

By protocol

Curve DEXbest 6.22% · 1 pools · $1.5M
Beefybest 6.23% · 1 pools · $1.2M

By chain

Fraxtalbest 6.23% · 2 pools · $2.8M

Borrow 20261231 1 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
FXB-20261231Fraxlend	Fraxtal	7.98%	0.00%	$119K	$88K	75%

All 20261231 borrow markets →

Paired with 20261231

How to earn on 20261231

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your 20261231 balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold 20261231 together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best 20261231 APY right now?

The highest rate with at least $1M of liquidity is 6.23% at Beefy on Fraxtal. It is a liquidity pair, so the return also depends on the other asset.

Where can I earn interest on 20261231?

4 protocols currently list 20261231 pools. The largest by liquidity: Curve DEX ($1.5M), Beefy ($1.2M). Each row in the table links to the protocol’s deposit page.

Can I borrow 20261231?

1 lending markets let you borrow 20261231 against collateral. See 20261231 borrow rates for the cheapest one.

Is 20261231 yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median 20261231 rate across liquid pools is 2.68%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.