14JAN2027 interest rates: staking, lending and yield farming

Q: What is the best 14JAN2027 APY right now?

The highest rate with at least $1M of liquidity is 0.97% at Morpho Blue on Monad. It is a liquidity pair, so the return also depends on the other asset.

Every liquid DeFi pool that includes 14JAN2027: 5 pools across 1 protocols and 2 chains. Live APY with base/reward split, 30-day average and risk flags. Updated 25 d ago

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Best single-asset APY

0.27%

Best APY incl. pairs

0.00%

Median APY

$21.2M

Liquidity in 14JAN2027 pools

0 / 5

Single-asset / all pools

All pools Single asset Best APY Morpho Blue

Pool	APY	30d avg	TVL ▾	30d	Risk	Chain
PT-USDAT-14JAN2027 Morpho Blue	0.97% base 0.00% + reward 0.97%	0.27%	$19.5M		LP IL Reward-heavy Stable/Up	Monad	Deposit ↗

By protocol

Morpho Bluebest 0.27% · 1 pools · $19.5M

By chain

Monadbest 0.27% · 1 pools · $19.5M

Borrow 14JAN2027 4 markets

Market	Chain	Borrow APY	Supply APY	Supplied	Borrowed	LTV
PT-USDAT-14JAN2027Morpho Blue	Monad	5.87%	0.97%	$19.5M	$16.9M	92%
PT-USDAT-14JAN2027Morpho Blue	Ethereum	3.72%	0.00%	$781K	$642K	92%
PT-SRUSDAT-14JAN2027Morpho Blue	Monad	7.61%	0.00%	$631K	$516K	92%
PT-SUSDAT-14JAN2027Morpho Blue	Ethereum	5.90%	0.00%	$270K	$86K	92%

All 14JAN2027 borrow markets →

Paired with 14JAN2027

How to earn on 14JAN2027

Single-asset options (lending, staking, savings vaults) pay interest without exposing you to another token; your 14JAN2027 balance grows and you can withdraw the same asset. Liquidity pairs earn trading fees plus rewards but hold 14JAN2027 together with a second asset, so the value moves with both prices (impermanent loss). The “Single” chip marks the first kind.

Each row links to the protocol’s own deposit page. Check the chain first: the same protocol can pay different rates on Ethereum, Base or Arbitrum, and moving funds costs a bridge fee (see bridges). Rates refresh hourly; the 30-day average shows whether today’s number is typical.

Questions people ask

What is the best 14JAN2027 APY right now?

The highest rate with at least $1M of liquidity is 0.97% at Morpho Blue on Monad. It is a liquidity pair, so the return also depends on the other asset.

Where can I earn interest on 14JAN2027?

1 protocols currently list 14JAN2027 pools. The largest by liquidity: Morpho Blue ($19.5M). Each row in the table links to the protocol’s deposit page.

Can I borrow 14JAN2027?

4 lending markets let you borrow 14JAN2027 against collateral. See 14JAN2027 borrow rates for the cheapest one.

Is 14JAN2027 yield safe?

It depends on the pool. Single-asset lending and staking avoid impermanent loss; liquidity pairs do not. The median 14JAN2027 rate across liquid pools is 0.00%; anything far above it usually carries reward-token risk or a very small market. Our methodology explains every column and flag.