Arbitrum DeFi yields: best APY for lending, staking and LPs
116 liquid pools from 28 protocols on Arbitrum, sorted by liquidity. Live APY, base/reward split, 30-day average and risk flags.
21.69%
Best APY (liquid)
1.30%
Median APY
4.14%
Stablecoin median
$2.58B
Liquidity
28
Protocols
All pools
Stablecoins
Single asset
Best APY
USD AI
Aave V3
Spark Savings
Sky Lending
Fluid Lending
GMX V2 Perps
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | |
|---|---|---|---|---|---|---|
| SUSDAI USD AI · 30d unlock | 6.99% base 6.99% | 7.30% | $493.0M | Stable Single Down | Deposit ↗ | |
| USDS Spark Savings | 3.60% base 3.60% | 3.55% | $362.9M | Stable Single Stable/Up | Deposit ↗ | |
| SUSDS Sky Lending | 3.60% base 3.60% | 3.55% | $362.9M | Stable Single Stable/Up | Deposit ↗ | |
| WBTC Aave V3 | 0.03% base 0.03% | 0.04% | $210.3M | Single Stable/Up | Deposit ↗ | |
| WEETH Aave V3 | 0.00% base 0.00% | 0.00% | $99.5M | Single Stable/Up | Deposit ↗ | |
| WETH-GFC PancakeSwap AMM | 0.00% base 0.00% | 0.00% | $67.5M | LP IL | Deposit ↗ | |
| USDC Fluid Lending | 4.35% base 4.35% | 4.22% | $61.2M | Stable Single Stable/Up | Deposit ↗ | |
| WBTC.B-USDC GMX V2 Perps | 2.29% base 2.29% | 6.09% | $59.7M | LP IL Stable/Up | Deposit ↗ | |
| ETH-USDC GMX V2 Perps | 4.51% base 4.51% | 10.84% | $54.1M | LP IL Stable/Up | Deposit ↗ | |
| WSTETH Aave V3 | 0.00% base 0.00% | 0.00% | $53.3M | Single Stable/Up | Deposit ↗ | |
| USDAI Pendle V2 · For LP | Maturity 15OCT2026 | 1.75% base 1.70% + reward 0.05% | 1.40% | $50.3M | Stable Single Stable/Up | Deposit ↗ | |
| USDAI Pendle V2 · For buying PT-USDai-15OCT2026 | 8.82% base 8.82% | 7.86% | $50.3M | Stable Single Down | Deposit ↗ | |
| USD₮0 Fluid Lending | 4.28% base 4.28% | 5.43% | $47.5M | Single Stable/Up | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $44.3M | Stable Single | Deposit ↗ | |
| WBTC-WETH Uniswap V3 · 0.05% | 19.57% base 19.57% | 15.25% | $36.0M | LP IL Down | Deposit ↗ | |
| SUSDAI Fluid Lending | 0.00% base 0.00% | 0.00% | $35.1M | Stable Single | Deposit ↗ | |
| USDC Aave V3 | 2.70% base 2.70% | 2.51% | $32.2M | Stable Single Stable/Up | Deposit ↗ | |
| WETH Aave V3 | 0.93% base 0.93% | 0.95% | $31.5M | Single Stable/Up | Deposit ↗ | |
| ETH-ETH GMX V2 Perps | 0.99% base 0.99% | 4.62% | $18.4M | LP Stable/Up | Deposit ↗ | |
| SUSDAI-USDC Fluid DEX | 0.01% base 0.01% | 0.16% | $17.9M | Stable LP Stable/Up | Deposit ↗ | |
| SUSDAI-USD₮0 Fluid DEX | 0.02% base 0.02% | 0.15% | $17.7M | LP IL Stable/Up | Deposit ↗ | |
| WBTC Compound V3 · USDC-pool | 0.00% | 0.00% | $15.6M | Single | Deposit ↗ | |
| WBTC Compound V3 · USDT-pool | 0.00% | 0.00% | $14.9M | Single | Deposit ↗ | |
| SUSDAI Pendle V2 · For buying PT-sUSDai-15OCT2026 | 11.14% base 11.14% | 10.78% | $13.1M | Stable Single Down | Deposit ↗ | |
| SUSDAI Pendle V2 · For LP | Maturity 15OCT2026 | 8.26% base 8.07% + reward 0.19% | 8.79% | $13.1M | Stable Single Stable/Up | Deposit ↗ | |
| HYPE-- D2 Finance | 0.00% base 0.00% | 0.00% | $11.7M | LP IL | Deposit ↗ | |
| USDC-USD₮0 Fluid DEX | 0.51% base 0.51% | 0.55% | $11.6M | LP IL Stable/Up | Deposit ↗ | |
| WSTETH Fluid Lending | 0.00% base 0.00% | <0.01% | $11.5M | Single | Deposit ↗ | |
| USD₮0 Aave V3 | 2.68% base 2.68% | 3.15% | $11.3M | Single Stable/Up | Deposit ↗ | |
| WBTC.B-WBTC.B GMX V2 Perps | 1.32% base 1.32% | 7.75% | $9.9M | LP Stable/Up | Deposit ↗ | |
| THUSD-USDC-ARB Concrete · thUSD Genesis Vault - USDC Arbitrum | 0.00% base 0.00% | 0.00% | $8.7M | LP IL | Deposit ↗ | |
| BUIDL BlackRock BUIDL | 3.23% base 3.23% | 3.24% | $8.6M | Stable Single Stable/Up | Deposit ↗ | |
| ETH-USDC Uniswap V4 · 0.05% | 14.85% base 14.85% | 28.79% | $8.4M | LP IL Down | Deposit ↗ | |
| WSTETH Compound V3 · USDC-pool | 0.00% | 0.00% | $8.2M | Single | Deposit ↗ | |
| WSTETH Compound V3 · USDT-pool | 0.00% | 0.00% | $8.1M | Single | Deposit ↗ | |
| WBTC-USDC Uniswap V3 · 0.05% | 27.19% base 27.19% | 21.50% | $8.1M | LP IL Down | Deposit ↗ | |
| USDT ZEROBASE CeDeFi | 9.00% base 7.00% + reward 2.00% | 9.00% | $7.6M | Stable Single Down | Deposit ↗ | |
| WSTETH CIAN Yield Layer · Aavev3 | 2.76% | 2.02% | $6.2M | Single Stable/Up | Deposit ↗ | |
| GAMIUSDC T3tris Finance · perf 20.0% | 0.00% base 0.00% | 0.00% | $6.0M | Stable Single | Deposit ↗ | |
| ETH Fluid Lending | 1.16% base 1.16% | 1.22% | $5.9M | Single Stable/Up | Deposit ↗ | |
| ELLENBTC T3tris Finance · perf 0.0% | 0.00% base 0.00% | 0.00% | $5.8M | — | Single | Deposit ↗ |
| WETH Compound V3 · USDC-pool | 0.00% | 0.00% | $5.7M | Single | Deposit ↗ | |
| GTUSDA Gauntlet · Gauntlet USD Alpha | 4.69% base 4.69% | 4.80% | $5.0M | Stable Single Stable/Up | Deposit ↗ | |
| USDC Gains Network | 36.98% base 36.98% | 14.39% | $4.6M | Stable Single Down | Deposit ↗ | |
| WBTC-USDC Uniswap V4 · 0.05% | 12.41% base 12.41% | 12.17% | $4.5M | LP IL Stable/Up | Deposit ↗ | |
| SOL-USDC GMX V2 Perps | 3.52% base 3.52% | 9.42% | $4.5M | LP IL Stable/Up | Deposit ↗ | |
| USDT Compound V3 | 2.51% base 2.51% | 2.58% | $4.5M | Stable Single Stable/Up | Deposit ↗ | |
| THUSD-THBILL-ARB Concrete · thUSD Genesis Vault - thBILL Arbitrum | 0.00% base 0.00% | 0.00% | $4.2M | LP IL | Deposit ↗ | |
| WBTC-EVA Uniswap V3 · 1% | 3.21% base 3.21% | 8.47% | $4.0M | LP IL Down | Deposit ↗ | |
| LINK Aave V3 | <0.01% base <0.01% | <0.01% | $3.9M | Single Stable/Up | Deposit ↗ |
Protocols on Arbitrum
- USD AIbest 6.99% · 1 pools · $493.0M
- Aave V3best 2.68% · 12 pools · $452.2M
- Spark Savingsbest 3.55% · 1 pools · $362.9M
- Sky Lendingbest 3.55% · 1 pools · $362.9M
- Fluid Lendingbest 5.27% · 13 pools · $218.3M
- GMX V2 Perpsbest 10.11% · 10 pools · $157.8M
- Pendle V2best 10.78% · 6 pools · $132.8M
- PancakeSwap AMMbest 0.00% · 1 pools · $67.5M
- Compound V3best 2.81% · 9 pools · $64.4M
- Uniswap V3best 21.69% · 11 pools · $59.5M
- Fluid DEXbest 0.51% · 5 pools · $52.6M
- Morpho Bluebest 4.18% · 10 pools · $25.7M
- Uniswap V4best 18.26% · 7 pools · $21.2M
- Dolomitebest 4.40% · 9 pools · $17.5M
Earning on Arbitrum
Rates on a chain reflect its own supply and demand: lending markets pay more where traders borrow more, and liquidity pools pay more where volume is high relative to liquidity. Stablecoin pools on Arbitrum currently pay a median of 4.14% (single asset, $1M+ TVL). To bring funds here, use the canonical bridge or an aggregator from the bridge list, and keep a little native token for gas.
Questions people ask
What is the best yield on Arbitrum right now?
The top APY among Arbitrum pools with at least $1M of liquidity is 21.69%. Median across liquid pools: 1.30%. Stablecoin pools on Arbitrum pay up to 14.39% (median single-asset 4.14%).
Which protocols have the most liquidity on Arbitrum?
USD AI ($493.0M), Aave V3 ($452.2M), Spark Savings ($362.9M), Sky Lending ($362.9M), Fluid Lending ($218.3M), GMX V2 Perps ($157.8M).
How do I move funds to Arbitrum?
Use the chain’s canonical bridge or a bridge aggregator; our bridge list shows which ones support Arbitrum. Keep some native gas token for transactions.