Tether (USDT) on Aave V3: APY, TVL and history
4 liquid USDT pools on Aave V3 (Lending) across 3 chains. aave.com ↗
4.64%
Best APY
3.37%
30d avg, largest pool
$492.3M
Liquidity
4
Pools
2
Audits listed
| Pool | APY | 30d avg | TVL ▾ | 30d | Risk | Chain | |
|---|---|---|---|---|---|---|---|
| USDT Aave V3 | 3.20% base 3.20% | 3.37% | $407.2M | Stable Single Stable/Up | Ethereum | Deposit ↗ | |
| USDT Aave V3 · Umbrella | 4.64% base 3.20% + reward 1.44% | 4.80% | $70.6M | Stable Single Down | Ethereum | Deposit ↗ | |
| USDT Aave V3 | 2.85% base 2.85% | 2.49% | $11.9M | Stable Single Stable/Up | BNB Chain | Deposit ↗ | |
| USDT Aave V3 | 3.77% base 3.77% | 4.01% | $2.6M | Stable Single Stable/Up | Avalanche | Deposit ↗ |
APY history USDT on Ethereum, largest pool, 90 days
APYBase APY (without rewards)70 daily points
About Aave V3
Earn interest, borrow assets, and build applications
USDT elsewhere
- Maplebest 4.54% · $862.4M
- Spark Savingsbest 3.23% · $391.9M
- Uniswap V3best 46.77% · $267.1M
- Curve DEXbest 5.93% · $226.7M
- Fluid Lendingbest 4.30% · $130.7M
- Uniswap V4best 26.30% · $96.6M
- Fluid DEXbest 1.30% · $82.9M
- Venus Core Poolbest 2.53% · $69.4M
- JustLend V1best 2.33% · $63.8M
- ZEROBASE CeDeFibest 9.00% · $48.2M
- PancakeSwap AMM V3best 21.23% · $40.7M
Questions people ask
What APY does Aave V3 pay on USDT?
Right now the best USDT pool on Aave V3 pays 4.64% APY with $492.3M of liquidity. 4 pools are tracked for this pair; the table above lists every one with its chain and 30-day average.
On which chains can I deposit USDT into Aave V3?
Ethereum, BNB Chain, Avalanche. Pick the chain where you already hold USDT to avoid bridge fees; our bridge list covers the rest.
Is Aave V3 a safe place for USDT?
Aave V3 is a lending protocol with 2 listed audit(s). Large TVL and a long track record lower risk but do not remove it: smart-contract bugs, oracle failures and governance changes can all cost depositors money. Never deposit more than you can lose.